Billing & Insurance
At Claria Counseling, we want care to be as accessible and stress-free as possible. We accept a wide range of insurance plans, Employee Assistance Programs (EAPs), and flexible private pay options.
Insurance We Accept
Listed in alphabetical order.
If you don’t see your plan listed, please reach out—coverage may still be available through affiliate networks.
- Aetna
- Meritain
- Nippon
- Allied Benefit Systems
- Trustmark
- Trustmark Small Business Benefits
- Health Scope
- Christian Brothers Service
- Anthem Blue Cross and Blue Shield
- Blue Cross and Shield of Texas
- Blue Cross and Shield of Massachusetts
- Horizon Blue Cross and Blue Shield of New Jersey
- Independence Blue Cross Pennsylvania – Virtual National Network
- Cigna
- Oscar
- Oxford United Healthcare & Optum Affiliates
- UnitedHealthcare
- UnitedHealthcare Shared Services (UHSS)
- GEHA – UnitedHealthcare Shared Services (UHSS)
- Optum
- Oscar
- Oxford
- UHC Student Resources
- UMR
- All Savers (UHC)
- Health Plans, Inc.
- Medica (only eligible for commercial policy)
- Surest (formerly Bind)
- Carelon
- Carelon Behavioral Health, Inc.
- Providence Health Plan
- Ascension
Employee Assistance Programs (EAPs)
We proudly partner with EAPs.
Many EAPs provide a set number of free sessions through your employer. Check with your HR department or benefits provider for details.
- Optum / United Healthcare EAP
- Cigna EAP
- Anthem EAP
Private Pay
If you prefer to pay out of pocket, we offer private pay sessions.
- Private pay session start at $100
- All major credit cards accepted, including HSA and FSA cards
- Sliding scale fees available for those with financial need (limited spots)
Out-of-Network Benefits & Superbills
If we are not in-network with your insurance provider, you may still be able to use your out-of-network (OON) benefits. Many insurance plans will reimburse part of the session cost when you submit documentation.
At Claria Counseling, we can provide you with a superbill—an itemized receipt that includes the information needed to file a claim with your insurance company. Reimbursement amounts vary by plan, so we encourage you to check with your provider to confirm your OON benefits.
Frequently Asked Questions
Session rates vary by provider and type of service. Individual therapy sessions start at $100 per hour, and fees may differ based on the clinician’s experience and specialty. Payment is due at the time of each session.
Before your first session, we’ll verify your coverage to confirm your benefits and out-of-pocket costs. Feel free to contact us anytime to check if we’re in-network with your plan — we’re happy to help you understand your options.
We understand that things come up! If you need to cancel or reschedule, please let us know at least 24 hours before your appointment. Cancellations made with less than 24 hours’ notice will be charged a $70 fee, as that time is reserved specifically for you.